Call reports 2015
FARMERS STATE BANK, ALLEN, OKLAHOMA — 2015
What FARMERS STATE BANK, ALLEN, OKLAHOMA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 44,001,000 | 43,696,000 | 42,729,000 | 41,778,000 |
| Total loans | 32,531,000 | 34,525,000 | 34,778,000 | 34,809,000 |
| Allowance for loan losses | 423,000 | 428,000 | 441,000 | 451,000 |
| Securities available for sale | 852,000 | 847,000 | 838,000 | 829,000 |
| Securities held to maturity | 3,145,000 | 3,193,000 | 2,829,000 | 2,618,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,343,000 | 37,945,000 | 36,897,000 | 35,232,000 |
| Interest-bearing deposits | 28,788,000 | 27,417,000 | 27,136,000 | 25,925,000 |
| Noninterest-bearing deposits | 9,556,000 | 10,528,000 | 9,760,000 | 9,306,000 |
| Equity capital | 5,009,000 | 5,089,000 | 5,147,000 | 5,106,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 539,000 | 1,125,000 | 1,702,000 | 2,266,000 |
| Interest expense | 28,000 | 55,000 | 83,000 | 111,000 |
| Net interest income | 511,000 | 1,070,000 | 1,619,000 | 2,155,000 |
| Noninterest income | 59,000 | 123,000 | 200,000 | 268,000 |
| Noninterest expense | 334,000 | 689,000 | 1,066,000 | 1,471,000 |
| Provision for loan losses | 10,000 | 25,000 | 43,000 | 55,000 |
| Pretax income | 226,000 | 479,000 | 710,000 | 897,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 226,000 | 479,000 | 710,000 | 897,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,009,000 | 5,087,000 | 5,142,000 | 5,104,000 |
| Total capital | 5,432,000 | 5,515,000 | 5,583,000 | 5,555,000 |
| Risk-weighted assets | 37,469,000 | 38,787,000 | 36,805,000 | 36,509,000 |