Call reports 2010
FARMERS STATE BANK, ALLEN, OKLAHOMA — 2010
What FARMERS STATE BANK, ALLEN, OKLAHOMA reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 38,473,000 | 38,708,000 | 39,044,000 | 38,748,000 |
| Total loans | 26,191,000 | 27,014,000 | 27,686,000 | 26,378,000 |
| Allowance for loan losses | 395,000 | 398,000 | 406,000 | 382,000 |
| Securities available for sale | 3,099,000 | 2,224,000 | 2,615,000 | 2,518,000 |
| Securities held to maturity | 4,579,000 | 4,676,000 | 4,425,000 | 4,223,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,041,000 | 34,194,000 | 34,461,000 | 34,191,000 |
| Interest-bearing deposits | 27,153,000 | 28,001,000 | 27,903,000 | 27,711,000 |
| Noninterest-bearing deposits | 6,888,000 | 6,194,000 | 6,557,000 | 6,480,000 |
| Equity capital | 3,998,000 | 4,063,000 | 4,106,000 | 4,065,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 561,000 | 1,136,000 | 1,702,000 | 2,261,000 |
| Interest expense | 82,000 | 162,000 | 245,000 | 324,000 |
| Net interest income | 479,000 | 974,000 | 1,457,000 | 1,937,000 |
| Noninterest income | 57,000 | 117,000 | 183,000 | 249,000 |
| Noninterest expense | 314,000 | 644,000 | 965,000 | 1,394,000 |
| Provision for loan losses | 5,000 | 20,000 | 60,000 | 85,000 |
| Pretax income | 217,000 | 427,000 | 615,000 | 707,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 217,000 | 427,000 | 615,000 | 707,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,974,000 | 4,034,000 | 4,073,000 | 4,039,000 |
| Total capital | 4,326,000 | 4,395,000 | 4,442,000 | 4,397,000 |
| Risk-weighted assets | 28,089,000 | 28,883,000 | 29,514,000 | 28,636,000 |