Call reports 2009
FARMERS STATE BANK, ALLEN, OKLAHOMA — 2009
What FARMERS STATE BANK, ALLEN, OKLAHOMA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 41,369,000 | 38,344,000 | 37,647,000 | 37,866,000 |
| Total loans | 26,065,000 | 26,347,000 | 25,730,000 | 25,473,000 |
| Allowance for loan losses | 346,000 | 339,000 | 356,000 | 405,000 |
| Securities available for sale | 3,932,000 | 4,300,000 | 3,297,000 | 3,729,000 |
| Securities held to maturity | 4,617,000 | 4,783,000 | 4,732,000 | 4,630,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,221,000 | 34,141,000 | 33,343,000 | 33,530,000 |
| Interest-bearing deposits | 30,043,000 | 28,118,000 | 27,811,000 | 27,051,000 |
| Noninterest-bearing deposits | 7,177,000 | 6,022,000 | 5,532,000 | 6,479,000 |
| Equity capital | 3,801,000 | 3,843,000 | 3,916,000 | 3,917,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 601,000 | 1,208,000 | 1,804,000 | 2,373,000 |
| Interest expense | 133,000 | 232,000 | 328,000 | 418,000 |
| Net interest income | 468,000 | 976,000 | 1,476,000 | 1,955,000 |
| Noninterest income | 44,000 | 97,000 | 161,000 | 229,000 |
| Noninterest expense | 293,000 | 631,000 | 958,000 | 1,316,000 |
| Provision for loan losses | 0 | 35,000 | 65,000 | 115,000 |
| Pretax income | 219,000 | 407,000 | 614,000 | 753,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 219,000 | 407,000 | 614,000 | 753,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,721,000 | 3,784,000 | 3,865,000 | 3,880,000 |
| Total capital | 4,067,000 | 4,123,000 | 4,209,000 | 4,224,000 |
| Risk-weighted assets | 28,345,000 | 27,995,000 | 27,505,000 | 27,434,000 |