Call reports 2008
FARMERS STATE BANK, ALLEN, OKLAHOMA — 2008
What FARMERS STATE BANK, ALLEN, OKLAHOMA reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 41,322,000 | 41,654,000 | 40,951,000 | 40,936,000 |
| Total loans | 27,129,000 | 27,069,000 | 26,942,000 | 26,786,000 |
| Allowance for loan losses | 383,000 | 363,000 | 355,000 | 358,000 |
| Securities available for sale | 407,000 | 613,000 | 2,826,000 | 3,830,000 |
| Securities held to maturity | 4,316,000 | 4,392,000 | 4,276,000 | 4,667,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,534,000 | 37,858,000 | 37,045,000 | 36,886,000 |
| Interest-bearing deposits | 31,301,000 | 30,990,000 | 30,528,000 | 30,014,000 |
| Noninterest-bearing deposits | 6,233,000 | 6,868,000 | 6,517,000 | 6,872,000 |
| Equity capital | 3,441,000 | 3,453,000 | 3,555,000 | 3,708,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 654,000 | 1,289,000 | 1,922,000 | 2,553,000 |
| Interest expense | 255,000 | 473,000 | 660,000 | 823,000 |
| Net interest income | 399,000 | 816,000 | 1,262,000 | 1,730,000 |
| Noninterest income | 59,000 | 118,000 | 180,000 | 244,000 |
| Noninterest expense | 260,000 | 555,000 | 808,000 | 1,099,000 |
| Provision for loan losses | 15,000 | 28,000 | 55,000 | 75,000 |
| Pretax income | 183,000 | 351,000 | 579,000 | 800,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 183,000 | 351,000 | 579,000 | 800,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,440,000 | 3,453,000 | 3,555,000 | 3,627,000 |
| Total capital | 3,778,000 | 3,816,000 | 3,910,000 | 3,985,000 |
| Risk-weighted assets | 26,964,000 | 29,411,000 | 29,299,000 | 28,664,000 |