Call reports 2007
FARMERS STATE BANK, ALLEN, OKLAHOMA — 2007
What FARMERS STATE BANK, ALLEN, OKLAHOMA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 35,232,000 | 35,221,000 | 37,971,000 | 39,030,000 |
| Total loans | 25,966,000 | 26,734,000 | 27,082,000 | 26,609,000 |
| Allowance for loan losses | 426,000 | 500,000 | 586,000 | 372,000 |
| Securities available for sale | 763,000 | 726,000 | 697,000 | 430,000 |
| Securities held to maturity | 3,469,000 | 4,020,000 | 3,556,000 | 4,146,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,517,000 | 31,439,000 | 34,120,000 | 35,283,000 |
| Interest-bearing deposits | 25,708,000 | 26,082,000 | 28,104,000 | 29,863,000 |
| Noninterest-bearing deposits | 5,809,000 | 5,357,000 | 6,016,000 | 5,420,000 |
| Equity capital | 3,423,000 | 3,477,000 | 3,507,000 | 3,410,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 610,000 | 1,230,000 | 1,888,000 | 2,559,000 |
| Interest expense | 203,000 | 418,000 | 659,000 | 917,000 |
| Net interest income | 407,000 | 812,000 | 1,229,000 | 1,642,000 |
| Noninterest income | 53,000 | 106,000 | 160,000 | 225,000 |
| Noninterest expense | 270,000 | 520,000 | 758,000 | 1,011,000 |
| Provision for loan losses | 75,000 | 150,000 | 255,000 | 355,000 |
| Pretax income | 115,000 | 248,000 | 376,000 | 501,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 115,000 | 248,000 | 376,000 | 501,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,431,000 | 3,484,000 | 3,512,000 | 3,412,000 |
| Total capital | 3,771,000 | 3,829,000 | 3,867,000 | 3,765,000 |
| Risk-weighted assets | 27,075,000 | 27,482,000 | 28,133,000 | 28,236,000 |