Call reports 2006
FARMERS STATE BANK, ALLEN, OKLAHOMA — 2006
What FARMERS STATE BANK, ALLEN, OKLAHOMA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 33,458,000 | 33,774,000 | 35,095,000 | 34,511,000 |
| Total loans | 25,119,000 | 25,950,000 | 25,230,000 | 24,803,000 |
| Allowance for loan losses | 451,000 | 422,000 | 502,000 | 351,000 |
| Securities available for sale | 890,000 | 848,000 | 817,000 | 788,000 |
| Securities held to maturity | 2,482,000 | 3,055,000 | 2,887,000 | 3,172,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,837,000 | 30,070,000 | 31,332,000 | 30,876,000 |
| Interest-bearing deposits | 24,684,000 | 25,091,000 | 25,713,000 | 25,401,000 |
| Noninterest-bearing deposits | 5,154,000 | 4,979,000 | 5,619,000 | 5,474,000 |
| Equity capital | 3,384,000 | 3,453,000 | 3,488,000 | 3,365,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 524,000 | 1,090,000 | 1,677,000 | 2,277,000 |
| Interest expense | 138,000 | 299,000 | 484,000 | 683,000 |
| Net interest income | 386,000 | 791,000 | 1,193,000 | 1,594,000 |
| Noninterest income | 51,000 | 105,000 | 163,000 | 215,000 |
| Noninterest expense | 291,000 | 547,000 | 812,000 | 1,111,000 |
| Provision for loan losses | 40,000 | 70,000 | 155,000 | 340,000 |
| Pretax income | 106,000 | 279,000 | 389,000 | 358,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 106,000 | 279,000 | 389,000 | 358,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,404,000 | 3,477,000 | 3,505,000 | 3,376,000 |
| Total capital | 3,724,000 | 3,808,000 | 3,835,000 | 3,702,000 |
| Risk-weighted assets | 25,497,000 | 26,429,000 | 26,252,000 | 26,053,000 |