Call reports 2005
FARMERS STATE BANK, ALLEN, OKLAHOMA — 2005
What FARMERS STATE BANK, ALLEN, OKLAHOMA reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 32,070,000 | 31,901,000 | 32,121,000 | 32,314,000 |
| Total loans | 24,438,000 | 25,126,000 | 25,199,000 | 24,546,000 |
| Allowance for loan losses | 420,000 | 406,000 | 419,000 | 412,000 |
| Securities available for sale | 1,119,000 | 1,062,000 | 972,000 | 920,000 |
| Securities held to maturity | 1,933,000 | 1,990,000 | 1,991,000 | 2,190,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,525,000 | 28,255,000 | 28,405,000 | 28,746,000 |
| Interest-bearing deposits | 24,561,000 | 23,998,000 | 23,816,000 | 24,266,000 |
| Noninterest-bearing deposits | 3,963,000 | 4,257,000 | 4,589,000 | 4,480,000 |
| Equity capital | 3,356,000 | 3,448,000 | 3,489,000 | 3,352,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 510,000 | 1,008,000 | 1,529,000 | 2,018,000 |
| Interest expense | 92,000 | 188,000 | 299,000 | 422,000 |
| Net interest income | 418,000 | 820,000 | 1,230,000 | 1,596,000 |
| Noninterest income | 51,000 | 102,000 | 159,000 | 223,000 |
| Noninterest expense | 240,000 | 484,000 | 738,000 | 998,000 |
| Provision for loan losses | 43,000 | 43,000 | 63,000 | 263,000 |
| Pretax income | 186,000 | 395,000 | 588,000 | 558,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 186,000 | 395,000 | 588,000 | 558,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,371,000 | 3,460,000 | 3,503,000 | 3,373,000 |
| Total capital | 3,678,000 | 3,774,000 | 3,817,000 | 3,683,000 |
| Risk-weighted assets | 24,434,000 | 25,040,000 | 25,016,000 | 24,713,000 |