Call reports 2004
FARMERS STATE BANK, ALLEN, OKLAHOMA — 2004
What FARMERS STATE BANK, ALLEN, OKLAHOMA reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 31,154,000 | 32,231,000 | 32,360,000 | 31,834,000 |
| Total loans | 21,751,000 | 23,360,000 | 23,538,000 | 24,056,000 |
| Allowance for loan losses | 395,000 | 413,000 | 407,000 | 400,000 |
| Securities available for sale | 2,022,000 | 1,387,000 | 1,292,000 | 1,198,000 |
| Securities held to maturity | 2,246,000 | 1,948,000 | 2,072,000 | 1,943,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,801,000 | 28,832,000 | 28,882,000 | 28,330,000 |
| Interest-bearing deposits | 24,103,000 | 25,093,000 | 24,652,000 | 24,238,000 |
| Noninterest-bearing deposits | 3,699,000 | 3,740,000 | 4,230,000 | 4,092,000 |
| Equity capital | 3,193,000 | 3,232,000 | 3,290,000 | 3,330,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 467,000 | 935,000 | 1,424,000 | 1,910,000 |
| Interest expense | 103,000 | 197,000 | 292,000 | 386,000 |
| Net interest income | 364,000 | 738,000 | 1,132,000 | 1,524,000 |
| Noninterest income | 52,000 | 114,000 | 162,000 | 225,000 |
| Noninterest expense | 254,000 | 478,000 | 715,000 | 982,000 |
| Provision for loan losses | 10,000 | 25,000 | 35,000 | 62,000 |
| Pretax income | 152,000 | 349,000 | 544,000 | 705,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 152,000 | 349,000 | 544,000 | 705,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,182,000 | 3,249,000 | 3,294,000 | 3,335,000 |
| Total capital | 3,457,000 | 3,546,000 | 3,593,000 | 3,637,000 |
| Risk-weighted assets | 21,879,000 | 23,646,000 | 23,828,000 | 24,047,000 |