Call reports 2003
FARMERS STATE BANK, ALLEN, OKLAHOMA — 2003
What FARMERS STATE BANK, ALLEN, OKLAHOMA reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 30,051,000 | 30,394,000 | 29,947,000 | 30,638,000 |
| Total loans | 21,039,000 | 20,927,000 | 21,008,000 | 20,720,000 |
| Allowance for loan losses | 426,000 | 425,000 | 410,000 | 392,000 |
| Securities available for sale | 2,987,000 | 2,420,000 | 2,303,000 | 2,136,000 |
| Securities held to maturity | 2,147,000 | 2,144,000 | 2,138,000 | 2,248,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,813,000 | 27,070,000 | 26,663,000 | 27,352,000 |
| Interest-bearing deposits | 23,382,000 | 23,197,000 | 23,105,000 | 23,807,000 |
| Noninterest-bearing deposits | 3,430,000 | 3,874,000 | 3,559,000 | 3,545,000 |
| Equity capital | 3,077,000 | 3,151,000 | 3,098,000 | 3,134,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 520,000 | 1,021,000 | 1,489,000 | 1,953,000 |
| Interest expense | 117,000 | 228,000 | 333,000 | 436,000 |
| Net interest income | 403,000 | 793,000 | 1,156,000 | 1,517,000 |
| Noninterest income | 48,000 | 103,000 | 166,000 | 229,000 |
| Noninterest expense | 240,000 | 460,000 | 714,000 | 947,000 |
| Provision for loan losses | 15,000 | 15,000 | 15,000 | 15,000 |
| Pretax income | 196,000 | 421,000 | 593,000 | 784,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 196,000 | 421,000 | 593,000 | 784,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,042,000 | 3,116,000 | 3,090,000 | 3,130,000 |
| Total capital | 3,317,000 | 3,393,000 | 3,368,000 | 3,406,000 |
| Risk-weighted assets | 21,887,000 | 22,018,000 | 22,132,000 | 21,996,000 |