Call reports 2025
STATE BANK OF COCHRAN — 2025
What STATE BANK OF COCHRAN reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 |
|---|---|---|---|
| Total assets | 267,903,000 | 262,712,000 | 264,588,000 |
| Total loans | 159,900,000 | 156,201,000 | 156,145,000 |
| Allowance for loan losses | 5,202,000 | 5,144,000 | 5,142,000 |
| Securities available for sale | 44,853,000 | 43,849,000 | 39,396,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 225,745,000 | 217,834,000 | 240,452,000 |
| Interest-bearing deposits | 131,956,000 | 126,980,000 | 157,729,000 |
| Noninterest-bearing deposits | 93,789,000 | 90,854,000 | 82,723,000 |
| Equity capital | 40,197,000 | 42,637,000 | 21,506,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 |
|---|---|---|---|
| Interest income | 4,480,000 | 8,955,000 | 13,586,000 |
| Interest expense | 517,000 | 1,004,000 | 1,545,000 |
| Net interest income | 3,963,000 | 7,951,000 | 12,041,000 |
| Noninterest income | 288,000 | 524,000 | 857,000 |
| Noninterest expense | 1,618,000 | 3,367,000 | 5,516,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 2,633,000 | 5,108,000 | 7,394,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 2,633,000 | 5,108,000 | 7,394,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 |
|---|---|---|---|
| Tier 1 capital | 40,191,000 | 42,666,000 | 21,494,000 |
| Total capital | 42,095,000 | 44,505,000 | 23,301,000 |
| Risk-weighted assets | 148,487,000 | 143,202,000 | 140,757,000 |