Call reports 2024
STATE BANK OF COCHRAN — 2024
What STATE BANK OF COCHRAN reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 264,985,000 | 255,608,000 | 253,754,000 | 268,536,000 |
| Total loans | 160,388,000 | 163,275,000 | 161,002,000 | 157,842,000 |
| Allowance for loan losses | 5,639,000 | 5,304,000 | 5,291,000 | 5,233,000 |
| Securities available for sale | 42,706,000 | 43,262,000 | 42,536,000 | 39,919,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 223,924,000 | 212,049,000 | 207,096,000 | 220,053,000 |
| Interest-bearing deposits | 135,645,000 | 130,828,000 | 130,190,000 | 133,702,000 |
| Noninterest-bearing deposits | 88,279,000 | 81,221,000 | 76,906,000 | 86,351,000 |
| Equity capital | 38,960,000 | 41,541,000 | 44,333,000 | 46,494,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,468,000 | 8,902,000 | 13,378,000 | 17,897,000 |
| Interest expense | 430,000 | 893,000 | 1,409,000 | 1,934,000 |
| Net interest income | 4,038,000 | 8,009,000 | 11,969,000 | 15,963,000 |
| Noninterest income | 282,000 | 500,000 | 776,000 | 1,001,000 |
| Noninterest expense | 1,611,000 | 3,207,000 | 4,869,000 | 6,831,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,709,000 | 5,302,000 | 7,876,000 | 10,133,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,709,000 | 5,302,000 | 7,876,000 | 10,133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,083,000 | 41,677,000 | 44,250,000 | 46,508,000 |
| Total capital | 40,991,000 | 43,641,000 | 46,207,000 | 48,398,000 |
| Risk-weighted assets | 148,416,000 | 153,315,000 | 152,761,000 | 147,318,000 |