Call reports 2023
STATE BANK OF COCHRAN — 2023
What STATE BANK OF COCHRAN reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 258,764,000 | 255,509,000 | 253,594,000 | 264,373,000 |
| Total loans | 158,066,000 | 166,991,000 | 167,538,000 | 161,377,000 |
| Allowance for loan losses | 6,257,000 | 5,767,000 | 5,602,000 | 5,643,000 |
| Securities available for sale | 36,213,000 | 36,064,000 | 37,482,000 | 38,216,000 |
| Securities held to maturity | 101,000 | 101,000 | 100,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 222,055,000 | 214,594,000 | 209,429,000 | 217,092,000 |
| Interest-bearing deposits | 134,708,000 | 128,929,000 | 128,246,000 | 134,161,000 |
| Noninterest-bearing deposits | 87,347,000 | 85,665,000 | 81,183,000 | 82,931,000 |
| Equity capital | 35,629,000 | 39,116,000 | 42,064,000 | 45,275,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,455,000 | 7,770,000 | 11,929,000 | 16,964,000 |
| Interest expense | 142,000 | 342,000 | 645,000 | 1,021,000 |
| Net interest income | 3,313,000 | 7,428,000 | 11,284,000 | 15,943,000 |
| Noninterest income | 599,000 | 1,580,000 | 2,251,000 | 2,473,000 |
| Noninterest expense | 1,573,000 | 3,132,000 | 4,687,000 | 6,326,000 |
| Provision for loan losses | 0 | 0 | 0 | 250,000 |
| Pretax income | 2,339,000 | 5,876,000 | 8,848,000 | 11,834,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,339,000 | 5,876,000 | 8,848,000 | 11,834,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,831,000 | 39,367,000 | 42,339,000 | 45,325,000 |
| Total capital | 37,735,000 | 41,400,000 | 44,374,000 | 47,227,000 |
| Risk-weighted assets | 147,935,000 | 158,438,000 | 158,605,000 | 147,893,000 |