Call reports 2022
STATE BANK OF COCHRAN — 2022
What STATE BANK OF COCHRAN reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 261,139,000 | 264,170,000 | 261,325,000 | 258,758,000 |
| Total loans | 136,012,000 | 138,889,000 | 147,610,000 | 151,135,000 |
| Allowance for loan losses | 6,186,000 | 6,185,000 | 6,127,000 | 6,215,000 |
| Securities available for sale | 34,076,000 | 33,847,000 | 33,730,000 | 34,916,000 |
| Securities held to maturity | 104,000 | 104,000 | 103,000 | 102,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 227,898,000 | 229,927,000 | 225,546,000 | 220,332,000 |
| Interest-bearing deposits | 137,129,000 | 140,657,000 | 137,585,000 | 133,968,000 |
| Noninterest-bearing deposits | 90,769,000 | 89,270,000 | 87,961,000 | 86,364,000 |
| Equity capital | 32,199,000 | 33,177,000 | 34,551,000 | 37,444,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,237,000 | 4,693,000 | 7,463,000 | 10,670,000 |
| Interest expense | 81,000 | 158,000 | 239,000 | 329,000 |
| Net interest income | 2,156,000 | 4,535,000 | 7,224,000 | 10,341,000 |
| Noninterest income | 230,000 | 538,000 | 832,000 | 1,997,000 |
| Noninterest expense | 1,466,000 | 2,971,000 | 4,518,000 | 6,098,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 914,000 | 2,089,000 | 3,522,000 | 6,213,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 914,000 | 2,089,000 | 3,522,000 | 6,213,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,667,000 | 33,842,000 | 35,275,000 | 37,966,000 |
| Total capital | 34,333,000 | 35,547,000 | 37,055,000 | 39,751,000 |
| Risk-weighted assets | 128,750,000 | 131,944,000 | 138,058,000 | 138,339,000 |