Call reports 2021
STATE BANK OF COCHRAN — 2021
What STATE BANK OF COCHRAN reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 251,492,000 | 252,071,000 | 245,568,000 | 254,968,000 |
| Total loans | 130,954,000 | 134,560,000 | 139,037,000 | 136,154,000 |
| Allowance for loan losses | 6,029,000 | 6,080,000 | 6,080,000 | 6,096,000 |
| Securities available for sale | 27,023,000 | 31,474,000 | 32,475,000 | 30,353,000 |
| Securities held to maturity | 607,000 | 106,000 | 106,000 | 105,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 218,103,000 | 217,063,000 | 209,491,000 | 218,396,000 |
| Interest-bearing deposits | 134,152,000 | 136,031,000 | 129,204,000 | 133,740,000 |
| Noninterest-bearing deposits | 83,951,000 | 81,032,000 | 80,287,000 | 84,656,000 |
| Equity capital | 32,565,000 | 34,129,000 | 35,070,000 | 35,878,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,098,000 | 4,281,000 | 6,611,000 | 8,903,000 |
| Interest expense | 161,000 | 293,000 | 406,000 | 499,000 |
| Net interest income | 1,937,000 | 3,988,000 | 6,205,000 | 8,404,000 |
| Noninterest income | 319,000 | 1,408,000 | 1,634,000 | 1,904,000 |
| Noninterest expense | 1,444,000 | 2,980,000 | 4,496,000 | 6,041,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 812,000 | 2,416,000 | 3,343,000 | 4,267,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 812,000 | 2,416,000 | 3,343,000 | 4,267,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,564,000 | 34,169,000 | 35,095,000 | 36,020,000 |
| Total capital | 34,184,000 | 35,813,000 | 36,794,000 | 37,693,000 |
| Risk-weighted assets | 125,153,000 | 127,110,000 | 131,530,000 | 129,416,000 |