Call reports 2020
STATE BANK OF COCHRAN — 2020
What STATE BANK OF COCHRAN reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 215,217,000 | 228,743,000 | 232,310,000 | 244,644,000 |
| Total loans | 122,626,000 | 128,699,000 | 130,538,000 | 129,967,000 |
| Allowance for loan losses | 5,739,000 | 5,883,000 | 5,973,000 | 5,975,000 |
| Securities available for sale | 26,043,000 | 26,044,000 | 24,042,000 | 24,032,000 |
| Securities held to maturity | 625,000 | 609,000 | 609,000 | 608,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,962,000 | 193,150,000 | 195,753,000 | 207,482,000 |
| Interest-bearing deposits | 121,064,000 | 123,655,000 | 125,718,000 | 130,989,000 |
| Noninterest-bearing deposits | 59,898,000 | 69,495,000 | 70,035,000 | 76,493,000 |
| Equity capital | 33,222,000 | 34,439,000 | 35,278,000 | 36,282,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,558,000 | 4,840,000 | 7,165,000 | 9,473,000 |
| Interest expense | 223,000 | 437,000 | 646,000 | 845,000 |
| Net interest income | 2,335,000 | 4,403,000 | 6,519,000 | 8,628,000 |
| Noninterest income | 593,000 | 1,184,000 | 1,426,000 | 1,909,000 |
| Noninterest expense | 1,422,000 | 2,823,000 | 4,354,000 | 5,942,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,506,000 | 2,764,000 | 3,591,000 | 4,595,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,506,000 | 2,764,000 | 3,591,000 | 4,595,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,188,000 | 34,446,000 | 35,273,000 | 36,278,000 |
| Total capital | — | 35,990,000 | 36,898,000 | 37,845,000 |
| Risk-weighted assets | — | 119,208,000 | 125,679,000 | 120,981,000 |