Call reports 2018
STATE BANK OF COCHRAN — 2018
What STATE BANK OF COCHRAN reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 219,692,000 | 214,401,000 | 211,289,000 | 218,625,000 |
| Total loans | 134,010,000 | 138,714,000 | 143,096,000 | 137,067,000 |
| Allowance for loan losses | 5,770,000 | 5,861,000 | 5,881,000 | 5,753,000 |
| Securities available for sale | 24,144,000 | 23,095,000 | 23,017,000 | 23,071,000 |
| Securities held to maturity | 875,000 | 750,000 | 750,000 | 750,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,435,000 | 179,734,000 | 175,000,000 | 181,263,000 |
| Interest-bearing deposits | 130,511,000 | 126,953,000 | 123,256,000 | 127,080,000 |
| Noninterest-bearing deposits | 55,924,000 | 52,781,000 | 51,744,000 | 54,183,000 |
| Equity capital | 32,590,000 | 33,883,000 | 35,401,000 | 36,718,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,573,000 | 5,195,000 | 7,909,000 | 10,610,000 |
| Interest expense | 152,000 | 305,000 | 461,000 | 644,000 |
| Net interest income | 2,421,000 | 4,890,000 | 7,448,000 | 9,966,000 |
| Noninterest income | 125,000 | 322,000 | 697,000 | 960,000 |
| Noninterest expense | 1,363,000 | 2,738,000 | 4,146,000 | 5,651,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,183,000 | 2,474,000 | 3,999,000 | 5,266,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,183,000 | 2,474,000 | 3,999,000 | 5,266,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,724,000 | 34,016,000 | 35,540,000 | 36,807,000 |
| Total capital | 34,319,000 | 35,697,000 | 37,270,000 | 38,462,000 |
| Risk-weighted assets | 123,469,000 | 130,301,000 | 134,279,000 | 128,322,000 |