Call reports 2017
STATE BANK OF COCHRAN — 2017
What STATE BANK OF COCHRAN reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 221,708,000 | 216,741,000 | 213,622,000 | 217,988,000 |
| Total loans | 131,036,000 | 141,749,000 | 142,599,000 | 140,113,000 |
| Allowance for loan losses | 5,926,000 | 5,921,000 | 6,055,000 | 5,835,000 |
| Securities available for sale | 21,240,000 | 21,239,000 | 21,233,000 | 21,168,000 |
| Securities held to maturity | 1,000,000 | 875,000 | 875,000 | 875,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,863,000 | 183,685,000 | 179,206,000 | 182,958,000 |
| Interest-bearing deposits | 138,655,000 | 134,304,000 | 131,077,000 | 132,990,000 |
| Noninterest-bearing deposits | 51,208,000 | 49,381,000 | 48,129,000 | 49,968,000 |
| Equity capital | 31,088,000 | 32,222,000 | 33,443,000 | 34,439,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,260,000 | 4,680,000 | 7,189,000 | 9,688,000 |
| Interest expense | 159,000 | 318,000 | 474,000 | 629,000 |
| Net interest income | 2,101,000 | 4,362,000 | 6,715,000 | 9,059,000 |
| Noninterest income | 275,000 | 567,000 | 915,000 | 1,265,000 |
| Noninterest expense | 1,480,000 | 2,897,000 | 4,370,000 | 6,011,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 896,000 | 2,032,000 | 3,260,000 | 4,305,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 896,000 | 2,032,000 | 3,260,000 | 4,305,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,141,000 | 32,277,000 | 33,506,000 | 34,550,000 |
| Total capital | 32,725,000 | 33,996,000 | 35,236,000 | 36,227,000 |
| Risk-weighted assets | 122,363,000 | 133,318,000 | 134,109,000 | 130,070,000 |