Call reports 2016
STATE BANK OF COCHRAN — 2016
What STATE BANK OF COCHRAN reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 216,972,000 | 212,171,000 | 209,608,000 | 219,531,000 |
| Total loans | 120,508,000 | 125,116,000 | 129,865,000 | 131,919,000 |
| Allowance for loan losses | 6,023,000 | 5,999,000 | 6,035,000 | 5,997,000 |
| Securities available for sale | 18,281,000 | 19,284,000 | 17,289,000 | 22,220,000 |
| Securities held to maturity | 1,140,000 | 1,000,000 | 1,000,000 | 1,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,391,000 | 180,630,000 | 176,991,000 | 186,197,000 |
| Interest-bearing deposits | 138,359,000 | 135,677,000 | 132,218,000 | 135,403,000 |
| Noninterest-bearing deposits | 48,032,000 | 44,953,000 | 44,773,000 | 50,794,000 |
| Equity capital | 29,843,000 | 30,698,000 | 31,603,000 | 32,665,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,174,000 | 4,380,000 | 6,632,000 | 8,863,000 |
| Interest expense | 163,000 | 324,000 | 485,000 | 644,000 |
| Net interest income | 2,011,000 | 4,056,000 | 6,147,000 | 8,219,000 |
| Noninterest income | 247,000 | 518,000 | 729,000 | 1,208,000 |
| Noninterest expense | 1,342,000 | 2,808,000 | 4,210,000 | 5,632,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 916,000 | 1,766,000 | 2,666,000 | 3,795,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 916,000 | 1,766,000 | 2,666,000 | 3,795,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,867,000 | 30,717,000 | 31,616,000 | 32,745,000 |
| Total capital | 31,305,000 | 32,219,000 | 33,193,000 | 34,330,000 |
| Risk-weighted assets | 110,433,000 | 115,630,000 | 121,709,000 | 122,388,000 |