Call reports 2003
BREMER BANK, NATIONAL ASSOCIATION — 2003
What BREMER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 499,817,000 | 500,719,000 | 494,177,000 | 500,203,000 |
| Total loans | 293,732,000 | 304,190,000 | 298,633,000 | 304,590,000 |
| Allowance for loan losses | 4,428,000 | 4,323,000 | 4,433,000 | 3,931,000 |
| Securities available for sale | 153,640,000 | 145,702,000 | 143,475,000 | 144,706,000 |
| Securities held to maturity | 17,494,000 | 18,254,000 | 18,904,000 | 19,541,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 373,836,000 | 375,346,000 | 378,004,000 | 381,189,000 |
| Interest-bearing deposits | 351,036,000 | 347,805,000 | 354,322,000 | 355,939,000 |
| Noninterest-bearing deposits | 22,799,000 | 27,541,000 | 23,682,000 | 25,250,000 |
| Equity capital | 42,956,000 | 43,301,000 | 41,906,000 | 42,068,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 6,598,000 | 12,918,000 | 19,068,000 | 25,008,000 |
| Interest expense | 1,997,000 | 3,926,000 | 5,714,000 | 7,468,000 |
| Net interest income | 4,601,000 | 8,992,000 | 13,354,000 | 17,540,000 |
| Noninterest income | 1,388,000 | 2,857,000 | 4,293,000 | 5,409,000 |
| Noninterest expense | 3,289,000 | 6,633,000 | 9,942,000 | 13,170,000 |
| Provision for loan losses | 135,000 | 270,000 | 405,000 | 40,000 |
| Pretax income | 3,136,000 | 5,875,000 | 8,229,000 | 10,670,000 |
| Income tax | 980,000 | 1,817,000 | 2,521,000 | 3,254,000 |
| Net income | 2,156,000 | 4,058,000 | 5,708,000 | 7,416,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,201,000 | 32,302,000 | 32,153,000 | 32,441,000 |
| Total capital | 35,895,000 | 36,190,000 | 35,939,000 | 36,311,000 |
| Risk-weighted assets | 294,597,000 | 310,592,000 | 302,212,000 | 309,529,000 |