Call reports 2018
DENMARK STATE BANK — 2018
What DENMARK STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 467,085,000 | 476,052,000 | 488,707,000 | 493,628,000 |
| Total loans | 379,953,000 | 394,135,000 | 399,563,000 | 408,647,000 |
| Allowance for loan losses | 5,968,000 | 5,978,000 | 6,029,000 | 6,384,000 |
| Securities available for sale | 55,063,000 | 51,047,000 | 46,922,000 | 42,066,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 406,884,000 | 415,832,000 | 427,592,000 | 422,388,000 |
| Interest-bearing deposits | 335,965,000 | 339,162,000 | 347,354,000 | 341,252,000 |
| Noninterest-bearing deposits | 70,919,000 | 76,670,000 | 80,239,000 | 81,136,000 |
| Equity capital | 49,020,000 | 49,179,000 | 50,178,000 | 50,249,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,787,000 | 9,749,000 | 14,915,000 | 20,403,000 |
| Interest expense | 547,000 | 1,195,000 | 1,898,000 | 2,713,000 |
| Net interest income | 4,240,000 | 8,554,000 | 13,017,000 | 17,690,000 |
| Noninterest income | 525,000 | 1,020,000 | 1,515,000 | 2,040,000 |
| Noninterest expense | 3,382,000 | 6,795,000 | 10,239,000 | 13,806,000 |
| Provision for loan losses | 75,000 | 75,000 | 75,000 | 375,000 |
| Pretax income | 1,308,000 | 2,706,000 | 4,220,000 | 5,557,000 |
| Income tax | 315,000 | 654,000 | 1,024,000 | 1,343,000 |
| Net income | 993,000 | 2,052,000 | 3,196,000 | 4,214,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,274,000 | 49,456,000 | 50,600,000 | 50,421,000 |
| Total capital | 54,005,000 | 54,350,000 | 55,590,000 | 55,469,000 |
| Risk-weighted assets | 377,237,000 | 390,439,000 | 398,129,000 | 402,417,000 |