Call reports 2017
DENMARK STATE BANK — 2017
What DENMARK STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 445,638,000 | 448,103,000 | 455,326,000 | 462,413,000 |
| Total loans | 353,308,000 | 354,340,000 | 360,471,000 | 360,720,000 |
| Allowance for loan losses | 5,513,000 | 5,647,000 | 5,818,000 | 5,855,000 |
| Securities available for sale | 59,880,000 | 58,494,000 | 57,568,000 | 57,527,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 385,514,000 | 388,299,000 | 394,953,000 | 402,445,000 |
| Interest-bearing deposits | 322,798,000 | 323,152,000 | 324,952,000 | 325,724,000 |
| Noninterest-bearing deposits | 62,716,000 | 65,148,000 | 70,002,000 | 76,721,000 |
| Equity capital | 48,983,000 | 48,839,000 | 49,417,000 | 48,409,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,270,000 | 8,783,000 | 13,252,000 | 17,830,000 |
| Interest expense | 434,000 | 879,000 | 1,340,000 | 1,843,000 |
| Net interest income | 3,836,000 | 7,904,000 | 11,912,000 | 15,987,000 |
| Noninterest income | 598,000 | 1,180,000 | 1,713,000 | 2,293,000 |
| Noninterest expense | 3,407,000 | 6,963,000 | 10,450,000 | 13,749,000 |
| Provision for loan losses | 125,000 | 250,000 | 375,000 | 375,000 |
| Pretax income | 902,000 | 1,871,000 | 2,800,000 | 4,156,000 |
| Income tax | 284,000 | 596,000 | 892,000 | 1,537,000 |
| Net income | 618,000 | 1,275,000 | 1,908,000 | 2,619,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,774,000 | 48,434,000 | 49,067,000 | 48,282,000 |
| Total capital | 53,177,000 | 52,858,000 | 53,576,000 | 52,828,000 |
| Risk-weighted assets | 351,093,000 | 352,710,000 | 359,447,000 | 362,394,000 |