Call reports 2015
DENMARK STATE BANK — 2015
What DENMARK STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 398,526,000 | 403,328,000 | 412,688,000 | 425,712,000 |
| Total loans | 304,025,000 | 306,338,000 | 311,984,000 | 308,544,000 |
| Allowance for loan losses | 5,374,000 | 5,362,000 | 5,395,000 | 5,468,000 |
| Securities available for sale | 74,678,000 | 67,826,000 | 65,390,000 | 63,122,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 348,660,000 | 353,929,000 | 362,241,000 | 375,321,000 |
| Interest-bearing deposits | 294,210,000 | 294,251,000 | 300,466,000 | 300,558,000 |
| Noninterest-bearing deposits | 54,450,000 | 59,678,000 | 61,775,000 | 74,763,000 |
| Equity capital | 46,512,000 | 46,090,000 | 47,135,000 | 46,889,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,791,000 | 7,613,000 | 11,589,000 | 15,580,000 |
| Interest expense | 358,000 | 720,000 | 1,101,000 | 1,479,000 |
| Net interest income | 3,433,000 | 6,893,000 | 10,488,000 | 14,101,000 |
| Noninterest income | 465,000 | 925,000 | 1,423,000 | 1,917,000 |
| Noninterest expense | 2,587,000 | 5,189,000 | 7,947,000 | 10,651,000 |
| Provision for loan losses | 70,000 | 140,000 | 140,000 | 140,000 |
| Pretax income | 1,172,000 | 2,355,000 | 3,713,000 | 5,116,000 |
| Income tax | 391,000 | 794,000 | 1,240,000 | 1,716,000 |
| Net income | 781,000 | 1,561,000 | 2,473,000 | 3,400,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,750,000 | 45,653,000 | 46,565,000 | 46,494,000 |
| Total capital | 49,400,000 | 49,281,000 | 50,327,000 | 50,303,000 |
| Risk-weighted assets | 290,346,000 | 288,468,000 | 299,288,000 | 303,074,000 |