Call reports 2014
DENMARK STATE BANK — 2014
What DENMARK STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 412,509,000 | 416,437,000 | 409,995,000 | 404,730,000 |
| Total loans | 291,856,000 | 297,273,000 | 297,027,000 | 301,986,000 |
| Allowance for loan losses | 5,680,000 | 5,760,000 | 5,480,000 | 5,175,000 |
| Securities available for sale | 87,679,000 | 89,527,000 | 86,320,000 | 76,164,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 351,175,000 | 355,297,000 | 349,801,000 | 356,135,000 |
| Interest-bearing deposits | 302,471,000 | 297,869,000 | 293,720,000 | 292,535,000 |
| Noninterest-bearing deposits | 48,704,000 | 57,428,000 | 56,081,000 | 63,600,000 |
| Equity capital | 44,622,000 | 45,024,000 | 45,869,000 | 45,335,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,726,000 | 7,503,000 | 11,357,000 | 15,235,000 |
| Interest expense | 575,000 | 1,133,000 | 1,668,000 | 2,991,000 |
| Net interest income | 3,151,000 | 6,370,000 | 9,689,000 | 12,244,000 |
| Noninterest income | 425,000 | 842,000 | 1,230,000 | 1,701,000 |
| Noninterest expense | 2,383,000 | 4,771,000 | 7,298,000 | 10,398,000 |
| Provision for loan losses | 100,000 | 200,000 | 300,000 | 400,000 |
| Pretax income | 1,093,000 | 2,241,000 | 3,321,000 | 2,917,000 |
| Income tax | 358,000 | 728,000 | 1,073,000 | 838,000 |
| Net income | 735,000 | 1,513,000 | 2,248,000 | 2,079,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,102,000 | 45,002,000 | 45,737,000 | 44,970,000 |
| Total capital | 48,778,000 | 48,723,000 | 49,443,000 | 48,691,000 |
| Risk-weighted assets | 292,059,000 | 295,615,000 | 294,735,000 | 296,260,000 |