Call reports 2013
DENMARK STATE BANK — 2013
What DENMARK STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 392,982,000 | 398,162,000 | 401,585,000 | 414,437,000 |
| Total loans | 271,478,000 | 281,938,000 | 285,375,000 | 288,336,000 |
| Allowance for loan losses | 5,598,000 | 5,696,000 | 5,608,000 | 5,590,000 |
| Securities available for sale | 85,256,000 | 84,520,000 | 82,272,000 | 87,144,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 332,514,000 | 337,345,000 | 341,335,000 | 354,180,000 |
| Interest-bearing deposits | 287,841,000 | 289,068,000 | 294,170,000 | 298,071,000 |
| Noninterest-bearing deposits | 44,673,000 | 48,277,000 | 47,165,000 | 56,109,000 |
| Equity capital | 43,374,000 | 42,953,000 | 43,070,000 | 43,356,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,668,000 | 7,375,000 | 11,116,000 | 14,910,000 |
| Interest expense | 632,000 | 1,257,000 | 1,889,000 | 2,497,000 |
| Net interest income | 3,036,000 | 6,118,000 | 9,227,000 | 12,413,000 |
| Noninterest income | 570,000 | 1,079,000 | 1,555,000 | 2,012,000 |
| Noninterest expense | 2,380,000 | 4,798,000 | 7,155,000 | 9,346,000 |
| Provision for loan losses | 100,000 | 200,000 | 300,000 | 400,000 |
| Pretax income | 1,125,000 | 2,179,000 | 3,266,000 | 4,589,000 |
| Income tax | 338,000 | 657,000 | 1,005,000 | 1,498,000 |
| Net income | 787,000 | 1,522,000 | 2,261,000 | 3,091,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,379,000 | 43,316,000 | 44,056,000 | 44,367,000 |
| Total capital | 46,856,000 | 46,879,000 | 47,659,000 | 48,019,000 |
| Risk-weighted assets | 276,067,000 | 282,867,000 | 286,273,000 | 290,223,000 |