Call reports 2012
DENMARK STATE BANK — 2012
What DENMARK STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 389,627,000 | 388,304,000 | 397,172,000 | 398,440,000 |
| Total loans | 276,236,000 | 279,293,000 | 278,481,000 | 273,071,000 |
| Allowance for loan losses | 6,070,000 | 6,052,000 | 5,873,000 | 5,652,000 |
| Securities available for sale | 76,787,000 | 78,031,000 | 81,341,000 | 83,141,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 325,903,000 | 325,874,000 | 333,582,000 | 338,725,000 |
| Interest-bearing deposits | 285,350,000 | 283,125,000 | 289,255,000 | 284,009,000 |
| Noninterest-bearing deposits | 40,553,000 | 42,749,000 | 44,327,000 | 54,716,000 |
| Equity capital | 41,021,000 | 41,181,000 | 42,166,000 | 42,589,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,948,000 | 7,963,000 | 11,918,000 | 15,844,000 |
| Interest expense | 852,000 | 1,655,000 | 2,396,000 | 3,072,000 |
| Net interest income | 3,096,000 | 6,308,000 | 9,522,000 | 12,772,000 |
| Noninterest income | 514,000 | 891,000 | 1,427,000 | 2,090,000 |
| Noninterest expense | 2,402,000 | 4,774,000 | 7,175,000 | 9,485,000 |
| Provision for loan losses | 150,000 | 300,000 | 525,000 | 600,000 |
| Pretax income | 1,025,000 | 2,048,000 | 3,332,000 | 4,843,000 |
| Income tax | 333,000 | 669,000 | 1,116,000 | 1,617,000 |
| Net income | 692,000 | 1,379,000 | 2,216,000 | 3,226,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,291,000 | 41,328,000 | 42,181,000 | 42,592,000 |
| Total capital | 44,800,000 | 44,850,000 | 45,690,000 | 46,062,000 |
| Risk-weighted assets | 278,183,000 | 279,255,000 | 278,392,000 | 275,458,000 |