Call reports 2011
DENMARK STATE BANK — 2011
What DENMARK STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 378,303,000 | 376,083,000 | 379,267,000 | 392,666,000 |
| Total loans | 272,889,000 | 267,707,000 | 270,889,000 | 272,361,000 |
| Allowance for loan losses | 6,184,000 | 5,854,000 | 5,985,000 | 6,045,000 |
| Securities available for sale | 64,175,000 | 68,784,000 | 66,938,000 | 67,611,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 313,797,000 | 311,735,000 | 315,841,000 | 329,782,000 |
| Interest-bearing deposits | 277,961,000 | 274,755,000 | 274,114,000 | 280,334,000 |
| Noninterest-bearing deposits | 35,836,000 | 36,980,000 | 41,727,000 | 49,448,000 |
| Equity capital | 39,486,000 | 39,731,000 | 40,536,000 | 40,249,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,235,000 | 8,400,000 | 12,460,000 | 16,403,000 |
| Interest expense | 1,047,000 | 2,044,000 | 2,992,000 | 3,885,000 |
| Net interest income | 3,188,000 | 6,356,000 | 9,468,000 | 12,518,000 |
| Noninterest income | 462,000 | 906,000 | 1,317,000 | 1,911,000 |
| Noninterest expense | 2,459,000 | 4,841,000 | 7,185,000 | 9,462,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 1,017,000 | 2,048,000 | 3,032,000 | 4,194,000 |
| Income tax | 264,000 | 560,000 | 841,000 | 1,200,000 |
| Net income | 753,000 | 1,488,000 | 2,191,000 | 2,994,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,960,000 | 39,946,000 | 40,697,000 | 40,551,000 |
| Total capital | 43,513,000 | 43,397,000 | 44,166,000 | 44,018,000 |
| Risk-weighted assets | 281,637,000 | 273,698,000 | 274,987,000 | 274,788,000 |