Call reports 2010
DENMARK STATE BANK — 2010
What DENMARK STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 365,833,000 | 376,854,000 | 365,418,000 | 385,086,000 |
| Total loans | 272,582,000 | 276,680,000 | 275,468,000 | 275,476,000 |
| Allowance for loan losses | 6,083,000 | 6,001,000 | 6,045,000 | 6,331,000 |
| Securities available for sale | 34,118,000 | 37,257,000 | 37,157,000 | 63,254,000 |
| Securities held to maturity | 29,600,000 | 27,669,000 | 27,521,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 301,335,000 | 311,527,000 | 301,950,000 | 321,907,000 |
| Interest-bearing deposits | 267,703,000 | 276,004,000 | 268,024,000 | 283,860,000 |
| Noninterest-bearing deposits | 33,633,000 | 35,523,000 | 33,925,000 | 38,047,000 |
| Equity capital | 37,003,000 | 37,843,000 | 38,993,000 | 38,840,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,474,000 | 9,021,000 | 13,562,000 | 17,985,000 |
| Interest expense | 1,280,000 | 2,498,000 | 3,677,000 | 4,764,000 |
| Net interest income | 3,194,000 | 6,523,000 | 9,885,000 | 13,221,000 |
| Noninterest income | 525,000 | 903,000 | 1,363,000 | 1,725,000 |
| Noninterest expense | 2,604,000 | 5,125,000 | 7,590,000 | 10,032,000 |
| Provision for loan losses | 400,000 | 700,000 | 1,000,000 | 1,200,000 |
| Pretax income | 774,000 | 1,669,000 | 2,716,000 | 3,662,000 |
| Income tax | 143,000 | 335,000 | 596,000 | 819,000 |
| Net income | 631,000 | 1,334,000 | 2,120,000 | 2,843,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,804,000 | 38,554,000 | 39,388,000 | 39,159,000 |
| Total capital | 41,355,000 | 42,114,000 | 42,920,000 | 42,743,000 |
| Risk-weighted assets | 281,540,000 | 282,335,000 | 280,040,000 | 283,968,000 |