Call reports 2009
DENMARK STATE BANK — 2009
What DENMARK STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 362,177,000 | 359,281,000 | 355,864,000 | 371,325,000 |
| Total loans | 269,958,000 | 269,469,000 | 270,136,000 | 269,303,000 |
| Allowance for loan losses | 5,799,000 | 6,129,000 | 6,579,000 | 5,733,000 |
| Securities available for sale | 34,278,000 | 26,998,000 | 27,390,000 | 35,766,000 |
| Securities held to maturity | 35,968,000 | 34,710,000 | 34,015,000 | 31,811,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 293,053,000 | 293,826,000 | 292,014,000 | 308,030,000 |
| Interest-bearing deposits | 262,894,000 | 261,965,000 | 260,489,000 | 269,982,000 |
| Noninterest-bearing deposits | 30,159,000 | 31,861,000 | 31,525,000 | 38,048,000 |
| Equity capital | 34,576,000 | 35,053,000 | 35,597,000 | 35,892,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 5,140,000 | 10,092,000 | 14,833,000 | 19,445,000 |
| Interest expense | 1,710,000 | 3,295,000 | 4,840,000 | 6,238,000 |
| Net interest income | 3,430,000 | 6,797,000 | 9,993,000 | 13,207,000 |
| Noninterest income | 390,000 | 841,000 | 1,324,000 | 1,813,000 |
| Noninterest expense | 2,688,000 | 5,217,000 | 7,674,000 | 10,112,000 |
| Provision for loan losses | 1,000,000 | 2,535,000 | 3,735,000 | 5,485,000 |
| Pretax income | -181,000 | -388,000 | -366,000 | -851,000 |
| Income tax | -263,000 | -492,000 | -703,000 | -1,071,000 |
| Net income | 82,000 | 104,000 | 337,000 | 220,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,842,000 | 36,912,000 | 37,193,000 | 37,124,000 |
| Total capital | 40,395,000 | 40,487,000 | 40,681,000 | 40,633,000 |
| Risk-weighted assets | 281,996,000 | 283,511,000 | 275,982,000 | 278,537,000 |