Call reports 2007
DENMARK STATE BANK — 2007
What DENMARK STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 354,000,000 | 357,548,000 | 359,040,000 | 373,869,000 |
| Total loans | 273,570,000 | 272,740,000 | 279,025,000 | 275,669,000 |
| Allowance for loan losses | 5,074,000 | 5,089,000 | 5,318,000 | 5,143,000 |
| Securities available for sale | 15,590,000 | 16,823,000 | 17,871,000 | 18,369,000 |
| Securities held to maturity | 36,584,000 | 35,806,000 | 35,159,000 | 35,528,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 288,901,000 | 291,746,000 | 297,310,000 | 310,429,000 |
| Interest-bearing deposits | 253,729,000 | 257,567,000 | 260,084,000 | 264,481,000 |
| Noninterest-bearing deposits | 35,172,000 | 34,179,000 | 37,226,000 | 45,948,000 |
| Equity capital | 36,056,000 | 36,556,000 | 37,446,000 | 36,470,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 5,691,000 | 11,490,000 | 17,738,000 | 23,714,000 |
| Interest expense | 2,764,000 | 5,596,000 | 8,533,000 | 11,404,000 |
| Net interest income | 2,927,000 | 5,894,000 | 9,205,000 | 12,310,000 |
| Noninterest income | 287,000 | 477,000 | 745,000 | 1,133,000 |
| Noninterest expense | 2,547,000 | 4,817,000 | 7,240,000 | 9,443,000 |
| Provision for loan losses | 278,000 | 453,000 | 803,000 | 903,000 |
| Pretax income | 389,000 | 1,101,000 | 1,907,000 | 3,097,000 |
| Income tax | -54,000 | 23,000 | 138,000 | 406,000 |
| Net income | 443,000 | 1,078,000 | 1,769,000 | 2,691,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,026,000 | 35,708,000 | 36,447,000 | 35,423,000 |
| Total capital | 38,485,000 | 39,150,000 | 39,951,000 | 38,955,000 |
| Risk-weighted assets | 275,123,000 | 273,676,000 | 278,474,000 | 280,969,000 |