Call reports 2006
DENMARK STATE BANK — 2006
What DENMARK STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 366,859,000 | 370,156,000 | 359,389,000 | 359,824,000 |
| Total loans | 283,945,000 | 275,865,000 | 272,166,000 | 272,666,000 |
| Allowance for loan losses | 5,963,000 | 5,522,000 | 5,446,000 | 5,004,000 |
| Securities available for sale | 12,106,000 | 11,226,000 | 7,814,000 | 14,151,000 |
| Securities held to maturity | 37,946,000 | 37,335,000 | 38,014,000 | 37,474,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 295,994,000 | 299,694,000 | 294,864,000 | 295,230,000 |
| Interest-bearing deposits | 263,145,000 | 265,439,000 | 259,929,000 | 253,016,000 |
| Noninterest-bearing deposits | 32,850,000 | 34,255,000 | 34,935,000 | 42,214,000 |
| Equity capital | 35,255,000 | 34,584,000 | 34,911,000 | 35,574,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,430,000 | 10,897,000 | 16,394,000 | 22,020,000 |
| Interest expense | 2,531,000 | 5,239,000 | 7,953,000 | 10,709,000 |
| Net interest income | 2,899,000 | 5,658,000 | 8,441,000 | 11,311,000 |
| Noninterest income | 312,000 | 602,000 | 951,000 | 1,339,000 |
| Noninterest expense | 2,503,000 | 5,092,000 | 7,608,000 | 9,862,000 |
| Provision for loan losses | 265,000 | 515,000 | 990,000 | 1,215,000 |
| Pretax income | 443,000 | 653,000 | 794,000 | 1,514,000 |
| Income tax | -33,000 | -150,000 | -300,000 | -226,000 |
| Net income | 476,000 | 803,000 | 1,094,000 | 1,740,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,123,000 | 33,501,000 | 33,841,000 | 34,535,000 |
| Total capital | 37,658,000 | 36,951,000 | 37,274,000 | 37,989,000 |
| Risk-weighted assets | 280,400,000 | 273,949,000 | 272,603,000 | 274,836,000 |