Call reports 2005
DENMARK STATE BANK — 2005
What DENMARK STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 347,138,000 | 360,996,000 | 363,376,000 | 370,420,000 |
| Total loans | 275,342,000 | 278,549,000 | 287,050,000 | 291,595,000 |
| Allowance for loan losses | 5,278,000 | 5,396,000 | 5,529,000 | 5,715,000 |
| Securities available for sale | 9,387,000 | 9,756,000 | 9,683,000 | 11,353,000 |
| Securities held to maturity | 39,894,000 | 39,912,000 | 39,950,000 | 38,553,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 281,433,000 | 294,562,000 | 292,050,000 | 300,263,000 |
| Interest-bearing deposits | 252,091,000 | 253,236,000 | 255,860,000 | 259,847,000 |
| Noninterest-bearing deposits | 29,342,000 | 41,326,000 | 36,190,000 | 40,416,000 |
| Equity capital | 33,298,000 | 33,811,000 | 34,283,000 | 34,782,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,800,000 | 9,695,000 | 14,845,000 | 20,127,000 |
| Interest expense | 1,729,000 | 3,613,000 | 5,736,000 | 8,103,000 |
| Net interest income | 3,071,000 | 6,082,000 | 9,109,000 | 12,024,000 |
| Noninterest income | 349,000 | 586,000 | 856,000 | 1,144,000 |
| Noninterest expense | 2,397,000 | 4,876,000 | 7,454,000 | 9,863,000 |
| Provision for loan losses | 117,000 | 232,000 | 482,000 | 750,000 |
| Pretax income | 906,000 | 1,560,000 | 2,029,000 | 2,555,000 |
| Income tax | 143,000 | 301,000 | 292,000 | 304,000 |
| Net income | 763,000 | 1,259,000 | 1,737,000 | 2,251,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,967,000 | 32,511,000 | 33,037,000 | 33,599,000 |
| Total capital | 35,326,000 | 35,950,000 | 36,611,000 | 37,213,000 |
| Risk-weighted assets | 266,797,000 | 273,158,000 | 283,979,000 | 286,989,000 |