Call reports 2002
DENMARK STATE BANK — 2002
What DENMARK STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 307,159,000 | 303,899,000 | 324,686,000 | 313,128,000 |
| Total loans | 235,977,000 | 238,022,000 | 239,801,000 | 232,926,000 |
| Allowance for loan losses | 4,949,000 | 4,838,000 | 4,601,000 | 4,809,000 |
| Securities available for sale | 11,160,000 | 1,546,000 | 7,852,000 | 13,076,000 |
| Securities held to maturity | 36,588,000 | 37,445,000 | 37,579,000 | 37,910,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 246,400,000 | 252,069,000 | 266,812,000 | 259,097,000 |
| Interest-bearing deposits | 220,377,000 | 221,418,000 | 223,913,000 | 227,235,000 |
| Noninterest-bearing deposits | 26,022,000 | 30,651,000 | 42,899,000 | 31,862,000 |
| Equity capital | 27,352,000 | 28,394,000 | 29,494,000 | 28,961,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 5,241,000 | 10,310,000 | 15,233,000 | 20,023,000 |
| Interest expense | 1,957,000 | 3,772,000 | 5,539,000 | 7,282,000 |
| Net interest income | 3,284,000 | 6,538,000 | 9,694,000 | 12,741,000 |
| Noninterest income | 287,000 | 522,000 | 933,000 | 1,315,000 |
| Noninterest expense | 1,875,000 | 3,801,000 | 5,729,000 | 7,588,000 |
| Provision for loan losses | 175,000 | 350,000 | 500,000 | 800,000 |
| Pretax income | 1,528,000 | 2,916,000 | 4,405,000 | 5,675,000 |
| Income tax | 402,000 | 755,000 | 1,148,000 | 1,452,000 |
| Net income | 1,126,000 | 2,161,000 | 3,257,000 | 4,223,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,360,000 | 26,443,000 | 27,588,000 | 27,101,000 |
| Total capital | 28,197,000 | 29,238,000 | 30,440,000 | 29,892,000 |
| Risk-weighted assets | 224,874,000 | 221,498,000 | 226,436,000 | 221,226,000 |