Call reports 2001
DENMARK STATE BANK — 2001
What DENMARK STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 316,915,000 | 308,762,000 | 310,954,000 | 313,228,000 |
| Total loans | 249,056,000 | 245,389,000 | 244,141,000 | 238,504,000 |
| Allowance for loan losses | 3,141,000 | 3,154,000 | 3,405,000 | 5,060,000 |
| Securities available for sale | 5,079,000 | 3,792,000 | 2,457,000 | 1,797,000 |
| Securities held to maturity | 28,422,000 | 35,007,000 | 35,396,000 | 36,026,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 244,588,000 | 247,687,000 | 250,718,000 | 253,765,000 |
| Interest-bearing deposits | 217,156,000 | 219,522,000 | 222,399,000 | 222,970,000 |
| Noninterest-bearing deposits | 27,432,000 | 28,165,000 | 28,319,000 | 30,795,000 |
| Equity capital | 26,395,000 | 27,132,000 | 26,364,000 | 26,231,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 6,127,000 | 12,107,000 | 17,969,000 | 23,549,000 |
| Interest expense | 3,626,000 | 6,925,000 | 9,806,000 | 12,188,000 |
| Net interest income | 2,501,000 | 5,182,000 | 8,163,000 | 11,361,000 |
| Noninterest income | 214,000 | 394,000 | 583,000 | 794,000 |
| Noninterest expense | 1,773,000 | 3,563,000 | 5,566,000 | 7,361,000 |
| Provision for loan losses | 75,000 | 214,000 | 2,964,000 | 1,989,000 |
| Pretax income | 873,000 | 1,805,000 | 222,000 | 2,811,000 |
| Income tax | 186,000 | 383,000 | -422,000 | 413,000 |
| Net income | 687,000 | 1,422,000 | 644,000 | 2,398,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,207,000 | 24,992,000 | 24,263,000 | 24,186,000 |
| Total capital | 26,870,000 | 27,702,000 | 26,930,000 | 26,825,000 |
| Risk-weighted assets | 212,589,000 | 216,389,000 | 212,586,000 | 208,702,000 |