Call reports 2026
FIRST NATIONAL BANK OF STERLING CITY, THE — 2026
What FIRST NATIONAL BANK OF STERLING CITY, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 259,133,000 | 240,137,000 |
| Total loans | 42,558,000 | 45,409,000 |
| Allowance for loan losses | 474,000 | 497,000 |
| Securities available for sale | 196,488,000 | 188,677,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 237,026,000 | 218,370,000 |
| Interest-bearing deposits | 142,570,000 | 138,316,000 |
| Noninterest-bearing deposits | 94,456,000 | 80,054,000 |
| Equity capital | 21,956,000 | 21,570,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,230,000 | 4,486,000 |
| Interest expense | 430,000 | 917,000 |
| Net interest income | 1,800,000 | 3,569,000 |
| Noninterest income | 109,000 | 215,000 |
| Noninterest expense | 829,000 | 1,668,000 |
| Provision for loan losses | 0 | 20,000 |
| Pretax income | 1,060,000 | 2,075,000 |
| Income tax | 0 | 0 |
| Net income | 1,060,000 | 2,075,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 28,898,000 | 29,757,000 |
| Total capital | 29,372,000 | 30,254,000 |
| Risk-weighted assets | 75,930,000 | 75,146,000 |