Call reports 2017
FIRST NATIONAL BANK OF STERLING CITY, THE — 2017
What FIRST NATIONAL BANK OF STERLING CITY, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 167,114,000 | 163,098,000 | 160,664,000 | 172,726,000 |
| Total loans | 28,829,000 | 29,598,000 | 29,481,000 | 28,371,000 |
| Allowance for loan losses | 352,000 | 388,000 | 381,000 | 391,000 |
| Securities available for sale | 89,156,000 | 94,041,000 | 96,336,000 | 93,981,000 |
| Securities held to maturity | 7,891,000 | 8,017,000 | 7,994,000 | 7,970,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,715,000 | 150,573,000 | 148,126,000 | 161,252,000 |
| Interest-bearing deposits | 97,976,000 | 93,464,000 | 91,620,000 | 97,933,000 |
| Noninterest-bearing deposits | 57,738,000 | 57,109,000 | 56,506,000 | 63,320,000 |
| Equity capital | 11,321,000 | 12,426,000 | 12,406,000 | 11,422,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 957,000 | 1,917,000 | 2,919,000 | 3,914,000 |
| Interest expense | 33,000 | 75,000 | 122,000 | 174,000 |
| Net interest income | 924,000 | 1,842,000 | 2,797,000 | 3,740,000 |
| Noninterest income | 89,000 | 177,000 | 265,000 | 367,000 |
| Noninterest expense | 749,000 | 1,469,000 | 2,169,000 | 2,966,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 70,000 |
| Pretax income | 298,000 | 605,000 | 946,000 | 1,144,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 298,000 | 605,000 | 946,000 | 1,144,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,052,000 | 13,257,000 | 13,168,000 | 13,260,000 |
| Total capital | 13,403,000 | 13,645,000 | 13,549,000 | 13,651,000 |
| Risk-weighted assets | 48,333,000 | 50,061,000 | 50,020,000 | 49,761,000 |