Call reports 2017
UNITED BUSINESS BANK, F.S.B. — 2017
What UNITED BUSINESS BANK, F.S.B. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 |
|---|---|
| Total assets | 463,427,000 |
| Total loans | 315,819,000 |
| Allowance for loan losses | 3,194,000 |
| Securities available for sale | 27,548,000 |
| Securities held to maturity | 32,000 |
| Trading assets | 0 |
| Total deposits | 419,213,000 |
| Interest-bearing deposits | 253,072,000 |
| Noninterest-bearing deposits | 166,141,000 |
| Equity capital | 41,086,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 |
|---|---|
| Interest income | 4,431,000 |
| Interest expense | 60,000 |
| Net interest income | 4,371,000 |
| Noninterest income | 827,000 |
| Noninterest expense | 3,200,000 |
| Provision for loan losses | 0 |
| Pretax income | 1,998,000 |
| Income tax | 785,000 |
| Net income | 1,213,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 |
|---|---|
| Tier 1 capital | 40,814,000 |
| Total capital | 44,018,000 |
| Risk-weighted assets | 297,437,000 |