Call reports 2024
PACIFIC NATIONAL BANK — 2024
What PACIFIC NATIONAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,240,437,000 | 1,245,087,000 | 1,288,365,000 | 1,302,698,000 |
| Total loans | 810,135,000 | 858,143,000 | 863,314,000 | 853,522,000 |
| Allowance for loan losses | 4,906,000 | 5,353,000 | 6,079,000 | 6,165,000 |
| Securities available for sale | 236,488,000 | 218,319,000 | 241,689,000 | 269,357,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,006,664,000 | 998,267,000 | 1,030,495,000 | 1,063,479,000 |
| Interest-bearing deposits | 787,049,000 | 795,502,000 | 834,765,000 | 878,630,000 |
| Noninterest-bearing deposits | 219,615,000 | 202,765,000 | 195,730,000 | 184,849,000 |
| Equity capital | 139,714,000 | 143,602,000 | 144,699,000 | 149,816,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 17,604,000 | 35,964,000 | 55,549,000 | 75,501,000 |
| Interest expense | 8,477,000 | 17,290,000 | 26,755,000 | 36,358,000 |
| Net interest income | 9,127,000 | 18,674,000 | 28,794,000 | 39,143,000 |
| Noninterest income | 1,124,000 | 1,838,000 | 1,419,000 | 3,086,000 |
| Noninterest expense | 6,119,000 | 11,748,000 | 17,469,000 | 23,114,000 |
| Provision for loan losses | -156,000 | 291,000 | 1,017,000 | 1,103,000 |
| Pretax income | 4,163,000 | 8,473,000 | 11,723,000 | 17,902,000 |
| Income tax | 1,100,000 | 2,245,000 | 3,077,000 | 4,495,000 |
| Net income | 3,063,000 | 6,228,000 | 8,646,000 | 13,407,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 139,917,000 | 143,098,000 | 145,524,000 | 148,614,000 |
| Total capital | 145,372,000 | 148,879,000 | 152,036,000 | 155,318,000 |
| Risk-weighted assets | 804,606,000 | 880,643,000 | 914,512,000 | 934,885,000 |