Call reports 2023
PACIFIC NATIONAL BANK — 2023
What PACIFIC NATIONAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,171,386,000 | 1,183,069,000 | 1,205,236,000 | 1,215,350,000 |
| Total loans | 775,307,000 | 771,298,000 | 790,779,000 | 810,885,000 |
| Allowance for loan losses | 5,313,000 | 4,970,000 | 4,922,000 | 5,062,000 |
| Securities available for sale | 238,042,000 | 235,927,000 | 244,371,000 | 236,957,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 957,257,000 | 959,375,000 | 974,433,000 | 984,060,000 |
| Interest-bearing deposits | 726,800,000 | 741,308,000 | 746,697,000 | 773,683,000 |
| Noninterest-bearing deposits | 230,457,000 | 218,067,000 | 227,736,000 | 210,377,000 |
| Equity capital | 121,510,000 | 126,926,000 | 133,963,000 | 133,643,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 14,906,000 | 31,062,000 | 48,002,000 | 63,960,000 |
| Interest expense | 5,631,000 | 12,565,000 | 20,317,000 | 27,331,000 |
| Net interest income | 9,275,000 | 18,497,000 | 27,685,000 | 36,629,000 |
| Noninterest income | 187,000 | 1,387,000 | 2,946,000 | 2,281,000 |
| Noninterest expense | 4,508,000 | 9,941,000 | 14,917,000 | 20,145,000 |
| Provision for loan losses | 674,000 | 331,000 | 283,000 | 423,000 |
| Pretax income | 4,291,000 | 9,623,000 | 15,442,000 | 18,353,000 |
| Income tax | 1,098,000 | 2,435,000 | 3,912,000 | 5,065,000 |
| Net income | 3,193,000 | 7,188,000 | 11,530,000 | 13,288,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 127,055,000 | 131,053,000 | 135,471,000 | 136,853,000 |
| Total capital | 132,791,000 | 136,536,000 | 140,743,000 | 142,339,000 |
| Risk-weighted assets | 749,186,000 | 755,975,000 | 775,684,000 | 786,415,000 |