Call reports 2022
PACIFIC NATIONAL BANK — 2022
What PACIFIC NATIONAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,088,352,000 | 1,110,273,000 | 1,133,160,000 | 1,164,741,000 |
| Total loans | 624,407,000 | 714,711,000 | 717,565,000 | 733,529,000 |
| Allowance for loan losses | 5,405,000 | 6,249,000 | 5,898,000 | 6,079,000 |
| Securities available for sale | 248,246,000 | 252,259,000 | 246,534,000 | 245,762,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 906,324,000 | 912,754,000 | 939,467,000 | 956,604,000 |
| Interest-bearing deposits | 675,179,000 | 682,020,000 | 696,236,000 | 716,518,000 |
| Noninterest-bearing deposits | 231,145,000 | 230,734,000 | 243,231,000 | 240,086,000 |
| Equity capital | 100,264,000 | 98,787,000 | 102,116,000 | 115,644,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 7,334,000 | 16,389,000 | 27,925,000 | 41,295,000 |
| Interest expense | 1,049,000 | 2,313,000 | 4,543,000 | 8,650,000 |
| Net interest income | 6,285,000 | 14,076,000 | 23,382,000 | 32,645,000 |
| Noninterest income | 777,000 | 1,166,000 | 1,833,000 | 3,792,000 |
| Noninterest expense | 4,550,000 | 8,771,000 | 14,196,000 | 19,987,000 |
| Provision for loan losses | 276,000 | 1,119,000 | 769,000 | 949,000 |
| Pretax income | 2,236,000 | 5,352,000 | 10,250,000 | 15,501,000 |
| Income tax | 572,000 | 1,370,000 | 2,614,000 | 3,824,000 |
| Net income | 1,664,000 | 3,982,000 | 7,636,000 | 11,677,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 102,800,000 | 104,858,000 | 108,497,000 | 122,541,000 |
| Total capital | 108,928,000 | 111,426,000 | 114,984,000 | 129,433,000 |
| Risk-weighted assets | 670,257,000 | 713,202,000 | 711,079,000 | 733,937,000 |