Call reports 2021
PACIFIC NATIONAL BANK — 2021
What PACIFIC NATIONAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 783,826,000 | 844,558,000 | 970,498,000 | 1,012,337,000 |
| Total loans | 468,350,000 | 489,444,000 | 568,501,000 | 583,190,000 |
| Allowance for loan losses | 4,281,000 | 4,520,000 | 4,975,000 | 5,129,000 |
| Securities available for sale | 195,600,000 | 212,780,000 | 215,892,000 | 237,330,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 631,096,000 | 687,428,000 | 802,255,000 | 845,114,000 |
| Interest-bearing deposits | 521,357,000 | 546,436,000 | 611,755,000 | 626,678,000 |
| Noninterest-bearing deposits | 109,739,000 | 140,992,000 | 190,500,000 | 218,436,000 |
| Equity capital | 72,223,000 | 78,313,000 | 79,710,000 | 80,932,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 6,319,000 | 12,443,000 | 19,684,000 | 26,797,000 |
| Interest expense | 1,257,000 | 2,345,000 | 3,374,000 | 4,341,000 |
| Net interest income | 5,062,000 | 10,098,000 | 16,310,000 | 22,456,000 |
| Noninterest income | 491,000 | 1,170,000 | 1,512,000 | 2,299,000 |
| Noninterest expense | 3,718,000 | 7,579,000 | 11,644,000 | 16,358,000 |
| Provision for loan losses | 41,000 | 280,000 | 735,000 | 889,000 |
| Pretax income | 1,794,000 | 3,390,000 | 5,414,000 | 7,479,000 |
| Income tax | 444,000 | 842,000 | 1,346,000 | 1,802,000 |
| Net income | 1,350,000 | 2,548,000 | 4,068,000 | 5,677,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,279,000 | 78,025,000 | 79,544,000 | 81,143,000 |
| Total capital | 76,821,000 | 83,009,000 | 84,893,000 | 86,872,000 |
| Risk-weighted assets | 507,486,000 | 542,868,000 | 591,029,000 | 613,740,000 |