Call reports 2020
PACIFIC NATIONAL BANK — 2020
What PACIFIC NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 661,387,000 | 749,425,000 | 742,059,000 | 764,500,000 |
| Total loans | 425,251,000 | 441,462,000 | 447,099,000 | 463,137,000 |
| Allowance for loan losses | 3,688,000 | 4,003,000 | 4,057,000 | 4,240,000 |
| Securities available for sale | 160,576,000 | 141,946,000 | 150,542,000 | 171,574,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 518,474,000 | 600,446,000 | 599,192,000 | 619,908,000 |
| Interest-bearing deposits | 446,043,000 | 520,992,000 | 519,033,000 | 529,636,000 |
| Noninterest-bearing deposits | 72,431,000 | 79,454,000 | 80,159,000 | 90,272,000 |
| Equity capital | 59,999,000 | 65,351,000 | 67,985,000 | 69,740,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 6,141,000 | 12,176,000 | 17,847,000 | 23,770,000 |
| Interest expense | 2,422,000 | 4,799,000 | 6,880,000 | 8,486,000 |
| Net interest income | 3,719,000 | 7,377,000 | 10,967,000 | 15,284,000 |
| Noninterest income | 237,000 | 538,000 | 1,003,000 | 1,284,000 |
| Noninterest expense | 3,911,000 | 7,377,000 | 10,926,000 | 14,711,000 |
| Provision for loan losses | 393,000 | 1,101,000 | 1,155,000 | 1,338,000 |
| Pretax income | -281,000 | -496,000 | 71,000 | 702,000 |
| Income tax | -51,000 | -107,000 | 40,000 | 69,000 |
| Net income | -230,000 | -389,000 | 31,000 | 633,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,098,000 | 69,935,000 | 70,341,000 | 70,939,000 |
| Total capital | 74,271,000 | 74,319,000 | 74,637,000 | 75,395,000 |
| Risk-weighted assets | 466,305,000 | 464,025,000 | 461,586,000 | 481,878,000 |