Call reports 2019
PACIFIC NATIONAL BANK — 2019
What PACIFIC NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 498,951,000 | 533,449,000 | 586,127,000 | 622,994,000 |
| Total loans | 355,453,000 | 368,705,000 | 404,267,000 | 421,416,000 |
| Allowance for loan losses | 2,484,000 | 2,727,000 | 3,108,000 | 3,295,000 |
| Securities available for sale | 78,503,000 | 87,983,000 | 102,745,000 | 103,366,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 373,048,000 | 396,566,000 | 448,886,000 | 487,766,000 |
| Interest-bearing deposits | 308,552,000 | 328,176,000 | 375,477,000 | 411,948,000 |
| Noninterest-bearing deposits | 64,496,000 | 68,390,000 | 73,409,000 | 75,818,000 |
| Equity capital | 68,140,000 | 69,201,000 | 69,643,000 | 69,944,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,166,000 | 11,051,000 | 16,983,000 | 23,154,000 |
| Interest expense | 1,743,000 | 3,746,000 | 6,083,000 | 8,543,000 |
| Net interest income | 3,423,000 | 7,305,000 | 10,900,000 | 14,611,000 |
| Noninterest income | 286,000 | 534,000 | 829,000 | 1,150,000 |
| Noninterest expense | 2,866,000 | 5,751,000 | 8,737,000 | 12,270,000 |
| Provision for loan losses | 241,000 | 484,000 | 865,000 | 1,053,000 |
| Pretax income | 602,000 | 1,604,000 | 2,127,000 | 2,744,000 |
| Income tax | 128,000 | 340,000 | 470,000 | 601,000 |
| Net income | 474,000 | 1,264,000 | 1,657,000 | 2,143,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,534,000 | 69,320,000 | 69,691,000 | 70,333,000 |
| Total capital | 71,237,000 | 72,250,000 | 72,969,000 | 73,780,000 |
| Risk-weighted assets | 362,334,000 | 381,343,000 | 418,336,000 | 434,842,000 |