Call reports 2018
PACIFIC NATIONAL BANK — 2018
What PACIFIC NATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 452,570,000 | 454,375,000 | 452,206,000 | 461,945,000 |
| Total loans | 315,306,000 | 334,788,000 | 324,717,000 | 331,653,000 |
| Allowance for loan losses | 2,280,000 | 2,327,000 | 2,233,000 | 2,243,000 |
| Securities available for sale | 74,194,000 | 54,293,000 | 51,703,000 | 64,795,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 325,399,000 | 323,827,000 | 321,359,000 | 336,443,000 |
| Interest-bearing deposits | 269,691,000 | 264,551,000 | 262,040,000 | 278,970,000 |
| Noninterest-bearing deposits | 55,708,000 | 59,276,000 | 59,319,000 | 57,473,000 |
| Equity capital | 63,114,000 | 65,533,000 | 66,481,000 | 67,420,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,247,000 | 8,617,000 | 13,297,000 | 18,203,000 |
| Interest expense | 1,008,000 | 2,117,000 | 3,392,000 | 4,889,000 |
| Net interest income | 3,239,000 | 6,500,000 | 9,905,000 | 13,314,000 |
| Noninterest income | 155,000 | 506,000 | 747,000 | 900,000 |
| Noninterest expense | 2,685,000 | 5,591,000 | 8,361,000 | 11,855,000 |
| Provision for loan losses | 105,000 | 152,000 | 58,000 | 68,000 |
| Pretax income | 611,000 | 1,215,000 | 2,185,000 | 2,243,000 |
| Income tax | 128,000 | 255,000 | 304,000 | 329,000 |
| Net income | 483,000 | 960,000 | 1,881,000 | 1,914,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,000,000 | 66,474,000 | 67,394,000 | 68,067,000 |
| Total capital | 66,325,000 | 68,906,000 | 69,790,000 | 70,592,000 |
| Risk-weighted assets | 330,170,000 | 336,060,000 | 329,299,000 | 338,644,000 |