Call reports 2017
PACIFIC NATIONAL BANK — 2017
What PACIFIC NATIONAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 496,778,000 | 506,075,000 | 516,060,000 | 442,657,000 |
| Total loans | 319,508,000 | 333,940,000 | 345,073,000 | 304,491,000 |
| Allowance for loan losses | 1,458,000 | 1,783,000 | 2,019,000 | 2,175,000 |
| Securities available for sale | 99,085,000 | 105,254,000 | 94,831,000 | 82,230,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 356,745,000 | 347,566,000 | 373,073,000 | 320,043,000 |
| Interest-bearing deposits | 306,760,000 | 295,953,000 | 324,519,000 | 266,992,000 |
| Noninterest-bearing deposits | 49,985,000 | 51,613,000 | 48,554,000 | 53,051,000 |
| Equity capital | 58,477,000 | 59,581,000 | 60,799,000 | 62,880,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,428,000 | 9,230,000 | 14,379,000 | 18,915,000 |
| Interest expense | 823,000 | 1,699,000 | 2,733,000 | 3,757,000 |
| Net interest income | 3,605,000 | 7,531,000 | 11,646,000 | 15,158,000 |
| Noninterest income | 152,000 | 275,000 | 384,000 | 673,000 |
| Noninterest expense | 2,647,000 | 5,195,000 | 7,823,000 | 10,900,000 |
| Provision for loan losses | 81,000 | 410,000 | 646,000 | 799,000 |
| Pretax income | 1,029,000 | 2,327,000 | 3,825,000 | 4,484,000 |
| Income tax | 275,000 | 475,000 | 675,000 | -1,087,000 |
| Net income | 754,000 | 1,852,000 | 3,150,000 | 5,571,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,598,000 | 59,696,000 | 60,994,000 | 63,522,000 |
| Total capital | 60,183,000 | 61,600,000 | 63,094,000 | 65,778,000 |
| Risk-weighted assets | 307,056,000 | 316,995,000 | 319,145,000 | 332,436,000 |