Call reports 2015
PACIFIC NATIONAL BANK — 2015
What PACIFIC NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 379,484,000 | 408,064,000 | 420,697,000 | 424,600,000 |
| Total loans | 165,105,000 | 232,080,000 | 239,659,000 | 286,792,000 |
| Allowance for loan losses | 80,000 | 338,000 | 506,000 | 643,000 |
| Securities available for sale | 70,437,000 | 67,625,000 | 66,759,000 | 65,151,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,318,000 | 307,267,000 | 319,252,000 | 298,401,000 |
| Interest-bearing deposits | 185,310,000 | 298,521,000 | 309,184,000 | 261,927,000 |
| Noninterest-bearing deposits | 9,008,000 | 8,746,000 | 10,068,000 | 36,474,000 |
| Equity capital | 53,182,000 | 53,171,000 | 53,720,000 | 53,900,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,820,000 | 5,778,000 | 9,140,000 | 13,040,000 |
| Interest expense | 257,000 | 548,000 | 895,000 | 1,339,000 |
| Net interest income | 2,563,000 | 5,230,000 | 8,245,000 | 11,701,000 |
| Noninterest income | 92,000 | 300,000 | 306,000 | 454,000 |
| Noninterest expense | 2,610,000 | 4,996,000 | 7,382,000 | 10,376,000 |
| Provision for loan losses | -22,000 | 231,000 | 397,000 | 534,000 |
| Pretax income | 1,221,000 | 1,457,000 | 1,926,000 | 2,401,000 |
| Income tax | 0 | 41,000 | 61,000 | -26,000 |
| Net income | 1,221,000 | 1,416,000 | 1,865,000 | 2,427,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,598,000 | 52,796,000 | 53,247,000 | 53,807,000 |
| Total capital | 52,897,000 | 53,379,000 | 53,872,000 | 54,606,000 |
| Risk-weighted assets | 207,236,000 | 221,846,000 | 224,768,000 | 234,518,000 |