Call reports 2013
PACIFIC NATIONAL BANK — 2013
What PACIFIC NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 346,040,000 | 344,666,000 | 354,710,000 | 351,633,000 |
| Total loans | 160,955,000 | 157,849,000 | 159,003,000 | 160,140,000 |
| Allowance for loan losses | 3,206,000 | 3,048,000 | 2,642,000 | 2,681,000 |
| Securities available for sale | 113,099,000 | 108,283,000 | 98,531,000 | 88,696,000 |
| Securities held to maturity | 38,906,000 | 38,018,000 | 36,166,000 | 33,952,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,207,000 | 119,598,000 | 195,801,000 | 197,619,000 |
| Interest-bearing deposits | 76,159,000 | 87,671,000 | 169,733,000 | 168,153,000 |
| Noninterest-bearing deposits | 35,048,000 | 31,927,000 | 26,068,000 | 29,466,000 |
| Equity capital | 41,759,000 | 37,404,000 | 37,834,000 | 36,928,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,038,000 | 5,999,000 | 9,032,000 | 11,893,000 |
| Interest expense | 243,000 | 512,000 | 808,000 | 1,103,000 |
| Net interest income | 2,795,000 | 5,487,000 | 8,224,000 | 10,790,000 |
| Noninterest income | 189,000 | 393,000 | 642,000 | 918,000 |
| Noninterest expense | 3,122,000 | 6,401,000 | 9,032,000 | 11,636,000 |
| Provision for loan losses | 546,000 | 438,000 | 67,000 | 97,000 |
| Pretax income | -659,000 | -933,000 | -67,000 | 220,000 |
| Income tax | 203,000 | 1,047,000 | 1,047,000 | 1,047,000 |
| Net income | -862,000 | -1,980,000 | -1,114,000 | -827,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,361,000 | 39,241,000 | 40,107,000 | 40,394,000 |
| Total capital | 42,907,000 | 41,848,000 | 42,656,000 | 42,940,000 |
| Risk-weighted assets | 203,012,000 | 208,030,000 | 203,808,000 | 203,468,000 |