Call reports 2012
PACIFIC NATIONAL BANK — 2012
What PACIFIC NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 362,028,000 | 357,141,000 | 358,162,000 | 354,975,000 |
| Total loans | 137,021,000 | 149,500,000 | 147,750,000 | 157,759,000 |
| Allowance for loan losses | 2,767,000 | 2,852,000 | 2,976,000 | 3,771,000 |
| Securities available for sale | 81,748,000 | 90,603,000 | 95,818,000 | 101,099,000 |
| Securities held to maturity | 88,303,000 | 78,253,000 | 65,972,000 | 61,850,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,255,000 | 139,767,000 | 131,316,000 | 131,893,000 |
| Interest-bearing deposits | 87,364,000 | 90,558,000 | 83,715,000 | 81,073,000 |
| Noninterest-bearing deposits | 57,891,000 | 49,208,000 | 47,601,000 | 50,820,000 |
| Equity capital | 41,169,000 | 41,509,000 | 42,512,000 | 42,957,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,946,000 | 5,956,000 | 9,012,000 | 12,007,000 |
| Interest expense | 240,000 | 462,000 | 716,000 | 959,000 |
| Net interest income | 2,706,000 | 5,494,000 | 8,296,000 | 11,048,000 |
| Noninterest income | 524,000 | 1,168,000 | 1,531,000 | 1,864,000 |
| Noninterest expense | 3,653,000 | 7,124,000 | 10,060,000 | 13,070,000 |
| Provision for loan losses | 109,000 | 209,000 | 372,000 | 884,000 |
| Pretax income | -419,000 | -384,000 | -283,000 | -708,000 |
| Income tax | -30,000 | -145,000 | -484,000 | -1,663,000 |
| Net income | -389,000 | -239,000 | 201,000 | 955,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,877,000 | 40,026,000 | 40,466,000 | 41,221,000 |
| Total capital | 42,188,000 | 42,487,000 | 42,853,000 | 43,767,000 |
| Risk-weighted assets | 184,381,000 | 196,367,000 | 190,298,000 | 202,386,000 |