Call reports 2011
PACIFIC NATIONAL BANK — 2011
What PACIFIC NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 348,912,000 | 342,381,000 | 340,532,000 | 357,276,000 |
| Total loans | 120,097,000 | 117,896,000 | 115,771,000 | 131,114,000 |
| Allowance for loan losses | 3,775,000 | 3,096,000 | 2,843,000 | 2,994,000 |
| Securities available for sale | 153,278,000 | 140,992,000 | 143,677,000 | 105,192,000 |
| Securities held to maturity | 34,336,000 | 34,418,000 | 35,429,000 | 53,076,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,962,000 | 133,089,000 | 128,478,000 | 139,197,000 |
| Interest-bearing deposits | 81,502,000 | 79,725,000 | 77,699,000 | 85,692,000 |
| Noninterest-bearing deposits | 61,460,000 | 53,364,000 | 50,779,000 | 53,505,000 |
| Equity capital | 42,776,000 | 43,604,000 | 44,662,000 | 41,508,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,979,000 | 6,000,000 | 9,007,000 | 11,885,000 |
| Interest expense | 287,000 | 542,000 | 781,000 | 1,030,000 |
| Net interest income | 2,692,000 | 5,458,000 | 8,226,000 | 10,855,000 |
| Noninterest income | 385,000 | 692,000 | 1,170,000 | 1,529,000 |
| Noninterest expense | 3,414,000 | 7,126,000 | 10,788,000 | 14,054,000 |
| Provision for loan losses | 504,000 | 427,000 | 237,000 | 458,000 |
| Pretax income | -823,000 | -939,000 | -926,000 | -1,286,000 |
| Income tax | 145,000 | -210,000 | -510,000 | 2,071,000 |
| Net income | -968,000 | -729,000 | -416,000 | -3,357,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,655,000 | 42,894,000 | 43,207,000 | 40,266,000 |
| Total capital | 44,876,000 | 45,047,000 | 45,280,000 | 42,504,000 |
| Risk-weighted assets | 176,148,000 | 171,289,000 | 164,867,000 | 178,248,000 |