Call reports 2010
PACIFIC NATIONAL BANK — 2010
What PACIFIC NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 395,272,000 | 377,446,000 | 370,919,000 | 357,767,000 |
| Total loans | 129,313,000 | 133,221,000 | 129,236,000 | 124,965,000 |
| Allowance for loan losses | 4,766,000 | 4,587,000 | 4,204,000 | 3,949,000 |
| Securities available for sale | 193,467,000 | 170,176,000 | 161,837,000 | 113,273,000 |
| Securities held to maturity | 20,558,000 | 27,352,000 | 27,414,000 | 37,358,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,849,000 | 163,191,000 | 153,785,000 | 142,796,000 |
| Interest-bearing deposits | 106,860,000 | 99,903,000 | 92,113,000 | 85,949,000 |
| Noninterest-bearing deposits | 75,989,000 | 63,288,000 | 61,672,000 | 56,847,000 |
| Equity capital | 42,120,000 | 42,163,000 | 42,890,000 | 43,985,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,256,000 | 6,485,000 | 9,566,000 | 12,439,000 |
| Interest expense | 249,000 | 515,000 | 776,000 | 1,076,000 |
| Net interest income | 3,007,000 | 5,970,000 | 8,790,000 | 11,363,000 |
| Noninterest income | 353,000 | 656,000 | 1,380,000 | 1,817,000 |
| Noninterest expense | 3,781,000 | 6,824,000 | 10,396,000 | 20,663,000 |
| Provision for loan losses | 1,040,000 | 2,165,000 | 2,982,000 | 2,139,000 |
| Pretax income | -1,358,000 | -1,684,000 | -2,529,000 | -8,605,000 |
| Income tax | 0 | 0 | -1,220,000 | -1,299,000 |
| Net income | -1,358,000 | -1,684,000 | -1,309,000 | -7,306,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,571,000 | 41,244,000 | 41,620,000 | 43,623,000 |
| Total capital | 43,838,000 | 43,505,000 | 43,865,000 | 45,816,000 |
| Risk-weighted assets | 178,429,000 | 178,490,000 | 177,722,000 | 173,382,000 |