Call reports 2009
PACIFIC NATIONAL BANK — 2009
What PACIFIC NATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 475,380,000 | 509,059,000 | 398,534,000 | 397,747,000 |
| Total loans | 132,282,000 | 123,882,000 | 126,201,000 | 127,852,000 |
| Allowance for loan losses | 2,623,000 | 4,489,000 | 7,127,000 | 5,148,000 |
| Securities available for sale | 150,447,000 | 175,070,000 | 166,103,000 | 200,502,000 |
| Securities held to maturity | 11,518,000 | 17,799,000 | 18,779,000 | 18,006,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 222,563,000 | 207,787,000 | 195,161,000 | 179,991,000 |
| Interest-bearing deposits | 120,843,000 | 121,444,000 | 118,652,000 | 108,510,000 |
| Noninterest-bearing deposits | 101,720,000 | 86,343,000 | 76,509,000 | 71,481,000 |
| Equity capital | 44,062,000 | 42,231,000 | 44,922,000 | 38,164,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,225,000 | 8,351,000 | 12,137,000 | 15,699,000 |
| Interest expense | 372,000 | 697,000 | 1,023,000 | 1,311,000 |
| Net interest income | 3,853,000 | 7,654,000 | 11,114,000 | 14,388,000 |
| Noninterest income | 516,000 | 1,034,000 | 1,547,000 | -142,000 |
| Noninterest expense | 3,385,000 | 7,789,000 | 12,516,000 | 16,193,000 |
| Provision for loan losses | 378,000 | 2,985,000 | 6,959,000 | 11,760,000 |
| Pretax income | 606,000 | -2,086,000 | -6,814,000 | -13,390,000 |
| Income tax | 149,000 | -966,000 | -2,734,000 | -3,468,000 |
| Net income | 457,000 | -1,120,000 | -4,080,000 | -9,922,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,382,000 | 41,804,000 | 43,771,000 | 37,926,000 |
| Total capital | 46,036,000 | 44,428,000 | 46,273,000 | 40,262,000 |
| Risk-weighted assets | 212,153,000 | 207,866,000 | 194,657,000 | 183,550,000 |